Hospital Room

Hospital Basic (Semi-private)

Pays for semi-private hospital room. Coverage includes:

  • 100% coverage for the first 30 days.
  • 50% coverage for the next 100 days (per person, per anniversary year)
  • limited to reasonable and customary room rates, max. $150 per day.
  • if semi-private room is not available, will pay $25 per day in lieu of, starting on the 4th day to a maximum of 30 days.
Hospital Enhanced (includes private)

Pays for semi-private or private room. Coverage includes:

  • 100% coverage for private or semi-private hospital room.
  • limited to reasonable and customary room rates to a maximum of $200 per day.
  • if semi-private or private room is not available, will pay $50 per day in lieu of, starting on the 4th day of hospitalization for a maximum of 60 days.